Convert Bank Statement PDFs to Google Sheets

The bank statement to Google Sheets problem

Banks send statements as PDFs. Your bookkeeping happens in Google Sheets. Bridging that gap usually means: download the PDF, run it through a converter to get CSV, open Google Sheets, File → Import, configure delimiters, fix date formats, check that amounts landed in the right column. Multiply that by 10 clients and 12 months and you've spent days on mechanical data entry.

The smarter approach: upload the bank statement PDF and have the data appear directly in a Google Sheet, with transaction dates, descriptions, amounts, and running balances already in separate, properly formatted columns.

How it works

Lido uses layout-agnostic AI that understands bank statement structure across institutions. It identifies the transaction table, maps columns correctly regardless of layout, handles multi-line descriptions, and writes the output directly to a Google Sheet. No CSV intermediate step. No column realignment. The Sheet is immediately shareable and ready for reconciliation formulas.

This works across institutions — Chase, Bank of America, Wells Fargo, Citi, credit unions, international banks. Each uses a different layout, but the AI reads structure from the visual presentation rather than relying on fixed coordinates.

Reconciliation workflow in Google Sheets

Step 1: Upload bank statement PDFs (or forward them by email for automatic processing).

Step 2: Extracted transactions appear in a Google Sheet with standardized columns: date, description, debit, credit, balance.

Step 3: Use VLOOKUP, INDEX/MATCH, or Google Sheets' built-in reconciliation formulas to match transactions against your accounting records in another tab.

Step 4: Flag discrepancies with conditional formatting. Share the Sheet with your team or client for review.

The entire process — from PDF to reconciled Google Sheet — can be done in minutes instead of hours. For accountants managing multiple clients, this is the difference between spending a full day on data entry and spending 30 minutes on analysis.

Multi-client setup

Create one Google Sheet per client with a tab per month. Set up email forwarding so each client's bank statements route to their sheet automatically. Lido processes incoming PDFs and appends transaction data to the correct sheet. Your monthly reconciliation workflow starts with data already in place.